Mortgages Made Easy: The podcast for anyone who wants to learn how to make getting a mortgage easy.
Mortgages Made Easy Podcast

Videos

Aug. 26, 2025

Refinance Your Mortgage NOW!!!

Sale on refinancing your home? Here's what some lenders are saying. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street, Kew Gardens Hills,…

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Aug. 21, 2025

🏡 Mortgage Rate Update | Should You Wait or Buy Now? 📉📈

In this week’s update, Dave breaks down the latest news on mortgage interest rates, upcoming Federal Reserve decisions, and what they mean for homebuyers in today’s market. 👉 Rates have stabilized—for now. But with Fed Chair Jerome Powell speaking soon and the FOMC meeting on September 17, big changes could…

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Aug. 17, 2025

Interest Rate Update & How the Mortgage Market Works

Wondering how rising or falling interest rates affect your ability to buy a home? In this video, we break down the latest interest rate updates and explain exactly how the mortgage market works — whether you're a first-time homebuyer, investor, or just curious about the housing market. Dave Steinberg NMLS:…

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Aug. 14, 2025

Episode 56: Unlocking Complex Mortgage Solutions for High-Net-Worth Clients |With Kristin Binkley

In this episode of the Mortgages Made Easy Podcast, host Dave Steinberg sits down with Kristen Binkley of Axos Bank, a leading expert in non-traditional mortgage lending for high-net-worth individuals and entrepreneurs with complex financial profiles. Kristen shares how Axos Bank specializes in mortgage solutions that other banks won’t touch…

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Aug. 12, 2025

Mortgage Market Update For 8.8 | Should You Buy or Refinance Now?

Are you wondering what’s happening in the mortgage market right now? This video breaks down the latest mortgage rates, market trends, and what they mean for homebuyers and homeowners thinking about refinancing. 🔹 Mortgage rates remain mostly stable but slightly higher than last week. 🔹 Market uncertainty grows as buyers…

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Aug. 7, 2025

Adjustable Rate Mortgages versus Fixed Rate...What's Better???

Thinking about getting an Adjustable Rate Mortgage (ARM)? In this video, we break down everything you need to know about how ARMs work, how the interest rates adjust, and what the risks and benefits are compared to fixed-rate loans. ✅ What is an ARM? ✅ Fixed vs. Adjustable Rate Mortgage…

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Aug. 4, 2025

Episode 55: How Will the Big Beautiful Bill Affect Homeowners with Mark E. Jurewicz, CPA

In this episode of the Mortgages Made Easy Podcast, we sit down with Mark E. Jurewicz, CPA with Cullari Carrico, break down the much-talked-about Big Beautiful Bill and what it really means for homeowners, buyers, and the real estate market. Whether you're a first-time homeowner, a real estate investor, or…

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Aug. 1, 2025

Fed Update + Smart Credit Strategies for Homebuyers | Rate Watch

This video breaks down the latest Federal Reserve decision, explains why a cautious Fed is good news for homebuyers, and shares crucial credit tips to help you prepare for buying a home. Learn the difference between soft and hard credit pulls, why you should check your credit early, and how…

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July 29, 2025

APR vs Interest Rate Explained: What’s the Difference and Why It Matters

APR Explained: What It Means for Your Mortgage | Homebuyer Guide 🏡 Confused about APR vs. interest rate when shopping for a mortgage? You’re not alone! In this video, mortgage expert Dave Steinberg breaks down what APR really is, how it's calculated, and why it matters when comparing loan offers.…

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July 25, 2025

How the Big Beautiful Bill Affects Interest Rates - Rate Watch 7.24

I dive deep into how the Big Beautiful Bill can help you secure a home in today's market. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial…

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July 21, 2025

How Much Home You Can ACTUALLY Afford

Thinking about buying a home? Before you fall in love with that dream house, let’s break down how much home you can actually afford — based on your income, debt, credit score, and more. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com…

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July 16, 2025

APR vs Interest Rate: What’s New This Week??

Interest rates have remained the same — but what does that say about the APR? Stay informed and learn how today’s changes could impact your home financing strategy. 🏡💼 #MortgageRates #APRUpdate #HomeBuyingTips Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com -…

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July 10, 2025

Mortgage Rates Encourage Homebuyer Comeback! Rate Watch Thursday, July 10th

Mortgage rates are changing, and buyers are jumping back into the market! In today’s quick update, we break down what’s happening with interest rates, how they’re affecting homebuyer activity, and what it could mean for the weeks ahead. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me:…

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June 30, 2025

Understanding Reverse Mortgages with Elder Law Attorney, Ron Fatoullah

Ever wonder what a reverse mortgage actually is — and whether it’s a good idea? 🤔 We covered the basics (and some of the risks) in our latest podcast episode, with Elder Law Attorney, Ron Fatoullah. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166…

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June 26, 2025

Market Boost from Better Rates | Rate Watch 6.25

In this video, we break down the latest improvements in interest rates and what they mean for homebuyers. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial…

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June 23, 2025

Income Based Advantages for First-time Homebuyers

Buying your first home can feel overwhelming—but if your income meets certain guidelines, you may be eligible for powerful financial advantages that make homeownership much more affordable. Watch to find out what those advantages are! Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email:…

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June 20, 2025

What's Happening With Interest Rates?? June 20th Update

This week's rate watch update - LOCK YOUR INTEREST RATE. Stay in control and informed so you can make smarter financial decisions in 2025. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081)…

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June 16, 2025

VA Eligible? Don't Wait to Buy!

Use your benefit to your advantage and become a homeowner. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street, Kew Gardens Hills, NY…

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June 12, 2025

Rates are Gradually Improving...

Rate Watch for June 12, 2025. We're seeing gradual improvements in the market right now. Watch to find out what's going on in the market currently. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker…

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June 9, 2025

Episode 54: Why You Should Have an Estate Plan as a First Time Homebuyer

Buying your first home is an exciting milestone—but have you considered what happens to your new asset if something unexpected happens? In this episode, we break down why estate planning is crucial for first-time homeowners. From wills and trusts to powers of attorney, we discuss how to protect your home,…

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June 6, 2025

Are Interest Rates Going Up or Down? Rate Watch for June 6th

Market Rate Conditions are IN for Friday, June 6, 2025 Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street, Kew Gardens Hills, NY…

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June 2, 2025

Why People DON'T Use Their VA Home Loan Benefit!

I break down the biggest reason why VA eligible members aren't using their VA home loan benefit based on a disturbing statistic. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York…

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May 30, 2025

Market Rate Watch - How To Remain Successful In a Competitive Market #news

Market Rate Watch for Friday, May 30th, 2025. We break down current real estate market conditions and share smart strategies buyers can use to make confident decisions—even in a shifting market. 🔍 What’s really happening with prices and inventory 📊 How interest rates are impacting affordability ✅ Tips to stay…

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May 25, 2025

Don't KILL Your Credit Before Buying a Home!

The one cardinal mistake that I see clients making often when it comes to buying a home and your credit report. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State…

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